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Salient Features

Brief Description

Prime Minister’s Business Loans will focus on unemployed talented youth of Pakistan, irrespective of location and background looking for establishing new enterprises

Eligibility Criteria

All young men/women, Pakistani citizens with a valid CNIC. Age 21 – 45 Years.  Entrepreneurial potential.

Focus on Women

50% of loans will go to women

Debt-Equity Ratio

90:10 with tenor of up to 8 years; 1st year grace period and then easy monthly installments for 7 years.


8% fixed for borrower but government will pay the difference of 7% and any other charges


SBP to explore providing 50% refinance at the risk of participating banks

Risk Mitigation

Government will share 50% of losses subject to a maximum of 10% of the loan amount

Number of Loans

100,000 in fiscal year 2013-14

Size of Loan

Rs.0.1 – 2.0 Million

Executing Agency

NBP and First Women Bank under the guidance and supervision of SBP. Forms are available across Pakistan on all branches or online

Sectors and Products

All sectors. Standardized schemes/projects/ undertakings will be designed by SMEDA, projects designed by private sector service provider or individuals themselves.

PARC Toll Free
Help Desk (8:00am to 4:00pm)


Women Agricultural Youth Forum


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